Used Car Warranties To Suit Your Budget.
Swann Insurance offers a range of 3 used car warranties Adelaide residents can purchase, and include in the personal loan they are applying for to finance used cars bought from used car dealers in Adelaide.
The ‘Drivesure’ warranties described below are to give you an indication of what components are covered in each warranty for comparison purposes.
If your used car suffers a mechanical failure of a covered component (which is only those components listed below), Swann Insurance will, during the period of cover, pay the cost of having the mechanical failure repaired by an authorised service facility.
3 Star Powertrain Warranty
All internal parts contained within the engine, as listed: pistons, piston rings and pins; connecting rods and bearings; crankshaft & main bearings; camshaft & bearings; timing chain (not belts), timing gears, guides, tensioners, shafts; rocker arms; valves, springs and seats; push rods; oil pump; fuel pump; oil pan; timing chain cover; intake and exhaust manifolds. Cylinder block(s) are only covered if damaged as the result of the failure of a covered component. (Gaskets and seals alone, are not covered components.)
Engine cooling fan motor; water pump.
- TRANSMISSION and TRANSFER CASE (automatic and manual)
All internal parts contained within the transmission and transfer case, plus: torque converter; flywheel/flex plate (breakage); vacuum modulator; oil pan and transmission cases if damaged as the result of the failure of a covered internal part of the transmission, clutch master and slave cylinder. (Gaskets and seals alone, are not covered components.)
- Differential and DRIVE AXLE
All internal parts contained within the drive axle, plus: locking hubs, drive shafts, universal joints, constant velocity joints (unless failure was caused by torn drive boots). Oil pan and drive axle case if damaged as the result of the failure of a covered internal part of the drive axle. (Gaskets and seals alone, are not covered components.)
Master cylinder; disc brake calipers, power and vacuum brake units; hydro boost units; hydraulic lines and fittings.
All internal parts contained within the steering box; power cylinder; rack and pinion gear, power steering pump. Steering column shafts and couplings. Steering box and rack and pinion gear housings if damaged as the result of the failure of a covered internal part. (Gaskets and seals alone, are not covered components.)
Upper and lower control arms; control arm shafts and bearings; upper and lower ball joints; king pins; torsion bars; Mcpherson strut housing (does not include hydraulic portion of strut or coil spring); stabiliser bar, links, stub axle and support.
- AIR CONDITIONER
Condenser; compressor; evaporator. Cover does not include any modification required as a result of CFC phase-out (retrofit).
Alternator; voltage regulator; starter motor (including solenoid); wiper motor, electrical fuel pump, engine management control unit (ECU).
Four Star Vehicle Protection Warranty
All internal engine parts as listed: pistons, piston rings, piston pins, crankshaft and main bearings, connecting rods and rod bearings, balance shaft and balance shaft bearings, camshaft and camshaft bearings, timing belt, chain or timing gear, cylinder head(s), intake and exhaust valves, valve springs, guides, oil pump, manifolds, push rods, rocker arms, hydraulic lifters, rocker arm shafts, cylinder head studs/bolts, crankshaft and connecting rod bolts, engine timing chain/belt tensioners, camshaft followers, oil pump drive gears and shafts, engine mounts. The engine block and cylinder barrel are covered only if the damage
was caused by one of the above listed components. (Gaskets and seals alone, are not covered components).
- COOLING SYSTEM
Water pump, heater core, engine cooling fan and oil cooler.
- FUEL SYSTEM
All mechanical components connected with the carburettor or with petrol injection (excluding electrical and electronic components and dirty fuel), fuel pumps, fuel tank, pressure regulators.
- TRANSMISSION and TRANSFER CASE (automatic and manual) All internal transmission parts as listed. All gears, bearings, bushings and spacers. Seals and O rings, clutch plates, friction and steel drums, oil pumps, servo units and torque converter, valves and valve body, synchromesh assembly, speedometer drive gear, internal electronic solenoids, internal wiring harnesses, springs and detents, gear shift forks and rails. The transmission case is covered only if damaged by one of the above listed components. (Gaskets and seals alone, are not covered components).
- CLUTCH ASSEMBLY (manual only)
Clutch pressure plate, clutch cable, clutch master cylinder and clutch slave cylinder.
- DIFFERENTIAL and DRIVE AXLE
Crown wheel and pinion, all bearings (excluding axle bearings), bushes and spacers, axles, L.S.D. friction plates, springs, clutches and cones, spider gears, drive shafts, universal joints and CV joint (not boots or damage caused by damaged boots), U bolts, coupling and yolks, retainers and lock rings, swivel hubs and free wheel hubs. The axle housing is covered only if the damage was caused by one of the above listed components. (Gaskets and seals alone, are not covered components).
Master cylinder; wheel cylinders; disc brake callipers; power and vacuum brake units; hydro boost units, hydraulic lines and fittings , A.B.S. modulator.
- TURBO CHARGER (if fitted by manufacturer)
Impellors, bearings and housing.
Upper and lower control arms; control arm shafts and bearings; upper and lower ball joints; king pins; torsion bars; McPherson strut housing (does not include hydraulic portion of strut or coil spring); stabiliser bar, links, stub axle and support.
All internal parts within the steering box, steering box housing, power steering pump, rack and pinion assembly, pressure lines, steering column and shaft. (Gaskets and seals alone, are not covered components).
- Air conditioning
Compressor, condenser, evaporator, clutch, pressure hoses and heater fan motor.
Alternator, voltage regulator, starter motor and solenoid, wiper motor, electronic ignition reluctor and impulse sensor, indicator flasher relay, ignition coil, all internal parts of distributor, power window motors, power seat motor, power door lock motors and wiring loom.
Electronic engine management control unit, transmission management control unit, dashboard gauges, trip computer, A.B.S. control unit, cruise control (if fitted by manufacturer).
Five Star Platinum Extended Warranty
The components covered include any component of your used car that was originally covered by the manufacturer’s warranty, but excludes those components described under “Components Not Covered”.
Components Not Covered
Any items that require replacement as part of normal car maintenance. These items include; (but are not limited to) spark plugs and leads, glow plugs, belts, filters, hoses, brake and clutch linings, brake pads, disc rotors and/or disc and drum and machining, batteries and globes.
Each warranty comes with additional benefits.
We will pay the reasonable cost of one tow for the car to be taken to the nearest authorised service facility or place of safety. The most we will pay for this benefit is $120 per claim (including GST).
- Additional Car Rental Benefits
If your car is immobilised for more than three consecutive days after repair authorisation, and is subject to a valid claim, we will contribute a total of $75 (including GST) per day for a maximum of 4 days
towards the cost of hiring a rental vehicle. The most we will pay for this benefit during the period of cover is $300 (including GST). Any hire car must be arranged through a bona fide rental car operator and prior approval must be obtained from the administrator. In order to obtain a rental vehicle it will be necessary for you to leave an imprint of a credit card with the rental company. All rental vehicle running costs, i.e. petrol, toll charges, insurance excess reduction and consumables are your responsibility. In the event of an accident, the accident excess is also your responsibility. The hire will be subject to the vehicle rental company’s usual terms and conditions.
We will reimburse up to $100 (including GST) per day towards the cost incurred for overnight accommodation up to maximum of $300 (including GST) during the period of cover, provided that the Mechanical failure occurs more than 200 kilometres from your current home address and your Vehicle cannot be repaired on the same day.
- Roadside assistance
If you have selected and paid for Roadside Assistance, it will be noted on your Policy schedule and will apply during the warranty period of cover. Roadside assistance is offered to provide you with assistance in case of breakdown, running out of fuel, flat battery, flat tyre or you have lost your keys or locked them in the car anywhere in Australia, 365 days a year.
Conditions Of All Warranties
The used car must be serviced in accordance with the specifications recommended by the car manufacturer.